Total or Near-Total Discharge of Debt

During your initial visit to our office, we will determine if you are eligible to file for Chapter 7 bankruptcy. These five qualifiers will govern if filing for Chapter 7 bankruptcy is right for you:

• Income and Expenses
• Assets
• Creditor Issues
• Transactional Issues
• Timing

Filing Chapter 7 Bankruptcy

If you are eligible to file for Chapter 7 bankruptcy, the bankruptcy process will require you to take an online credit counseling class. Additionally, you’ll need to attend a bankruptcy hearing. Formal discharge, which is the court order that legally eliminates your debt, takes approximately ninety days from the original filing date. Your fresh start now begins!

Don’t qualify for Chapter 7 bankruptcy? Don’t give up! There are other options, including Chapter 13 bankruptcy. We will find a way that fits your unique situation to hand control of your finances back to you!